Growth starts with effortless financing
Applied digitally in minutes, in your account in record time. So you can focus entirely on your business… instead of paperwork.
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Your business, your vision:
We have the right financing
Banxware Sofortfinanzierung: Fast business financing for your growth
Secure up to €250,000 now with Banxware Sofortfinanzierung. Applied online in 15 minutes, in your account the next day. The fastest financing for your business.
Apply for your Sofortfinanzierung online in just 15 minutes, completely paperless. After the financing decision, amounts from €1,000 to €250,000 are paid out within 24 hours.
You pay a fixed financing fee that is repaid weekly with the installments. No personal guarantee or collateral required. You'll find further details in your individual offer.
You've been generating revenue on a business account for at least 6 months and your monthly revenue is at least €1,250. Supported legal forms: GmbH, GmbH & Co. KG, UG, GbR, OHG, KG, e.K., sole proprietors and freelancers.
HVB FlexFinanzierung: The credit line for maximum flexibility
Get between €250,000 and €5,000,000 now with HVB FlexFinanzierung powered by Banxware. Provided by HypoVereinsbank (HVB), applied for completely online and paid out in three days. Flexible financing for SMEs, fully digital at bank conditions.
Secure a credit line of €250,000 to €5,000,000 online now with HVB FlexFinanzierung. After personal consultation with a HypoVereinsbank (HVB) customer advisor, payout occurs in just 3 business days.
You pay a specific, risk-based interest rate on used and unused amounts. The exact terms are determined in consultation with your HypoVereinsbank.
Your business is based in Germany, at least 3 years old, and generates over €125,000 revenue per month.
Why businesses choose Banxware
"On a Friday evening, we needed €25,000 to seize a growth opportunity. Thanks to Banxware, everything was fast and digital - by Monday, the money was in our account."
"Thanks to Banxware, we can quickly and flexibly seize new opportunities and expand our clothing assortment, knowing that a fast and digital financing partner is always just a click away."
"Banxware helped us overcome financial barriers. Thanks to the fast financing, we were able to expand our range, fulfill customer orders, and nearly double our revenue."
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"Banxware provided us with the ideal solution to achieve our goal: expanding our production capacity and strengthening our brand presence in retail."
Banxware has helped us to bridge long payment cycles and thus be there for our customers in the best possible way.
My second loan from Banxware has helped me to be able to order the production of new in-house productions from the print shop in advance without drastically affecting the monthly cash flow.
"With a very quick and straightforward process, we obtained financing to implement a short-term pilot project. In this way, we were able to optimize our sales potential and grow further."
"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."
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"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."
"We are thrilled with Banxware for Zalando. In just a few steps and with great support we got our desired financing for our merchandise purchase."
"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."
"From application to payment, everything worked perfectly and in the shortest possible time. This is what the financing of the future looks like."
From financing to progress
Our financing has helped entrepreneurs turn opportunities into real growth stories.
E-Commerce – Established professional internal structures and paved the way for investor discussions.
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Our partners
Together with more than 40 partners, we simplify access to fast and flexible capital for thousands of SMEs.
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Frequently Asked Questions
Experts like Paula understand your business. Call us on
+49 30 311 995 87 or send us an email.
Banxware GmbH is a Berlin-based fintech startup that supports small and medium-sized businesses with digital financing solutions that drive their growth quickly and efficiently. You can find out more about us here.
Our financing is called Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware. You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.
HVB FlexFinanzierung is your most flexible, digital credit solution:
Companies that are older than 3 years, have a turnover of more than €125k per month and are based in Germany can apply for between €250,000 and €5 million as a credit line from HypoVereinsbank (HVB).
Completely digital, fast, transparent and tailored to the needs of your business.
HVB FlexFinanzierung is a credit line of HypoVereinsbank (HVB) from €250,000 up to €5,000,000. It’s for business owners who want a flexible product that they can grow with.
Banxware Sofortfinanzierung is the super-fast alternative for smaller financing amounts. Here you can get a loan from €1,000 up to €250,000 within 24 hours, in a completely digital application process and without advice. It’s for business owners who know what they need and need it quickly.
The costs for Banxware Sofortfinanzierung and HVB FlexFinancing are calculated differently.
For Banxware Sofortfinanzierung, a fixed financing fee is charged once. This fixed fee naturally only applies when the financing is approved, and you repay it together with the financing amount during the term of the financing.
The costs for your HVB FlexFinanzierung consist of two parts: the interest rate for the amount used and the interest rate for the amount not used. Your HypoVereinsbank advisor will discuss the exact terms with you.
You can quickly and easily book a demo with our team. There you'll learn how Banxware can accelerate your business growth.
There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.
Your offer waits!
Just a few steps and you'll discover how much financing you can get.
