The fastest financing for retailers
Apply for your Banxware Sofortfinanzierung in just 15 minutes and receive up to €250,000 tomorrow. Your ticket to advancing your retail business - quickly.
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Bank loans too slow? Sofortkredit for retailers without the usual hurdles:
They don't understand your company
Your business model is unique. You need a partner who clearly sees your business and its future opportunities.
Hazy cost structures
You deserve clarity about your expenses. No nasty surprises due to unclear costs and interest rates.
Lengthy application processes
You want to put your time into your business. Not into long applications that elave you hanging and week-long credit checks.
In 3 simple steps to retail financing: Start already today!
1. Apply for financing
All you need is 15 minutes to get a quote and compelte the non-binding, digital applciation. Connect your business bank accounts - we use these to make a tailor made offer.
2. Accept your offer
Our offer is tailored to you and your business needs. You can see now what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.
3. Receive your payouts
Once you accept the offer everything happens very quickly. The money will be in your business account within one business day. This way you can concentrate on what's important: the success of your company.
Find out how much financing you would get
Based on the sales of the last 6 months, we estimate how high your future income will be. For Sofortfinanzierung, we look at what your company does, not just scores.
No personal guarantee
No paperwork to mail us, 100% digital application
Full transparency, just a one-time fee
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We create real results: Why our customers choose us
Peter Höschl
MoN Sports
Robin Krah
NORDMUT
Melanie Köster
poshpinks
Jochen Ihl
Feinripp Studios
Timm Bange
MyDartpfeil
Uwe Göpel
itmops
Valentina Heuschmidt
Karanga
How to our Sofortfinanzierung unlocks the full potential of your retail business
Flexible working capital
To remain competitive, companies need to innovate and ivnest. Whether it's machinery, a vehicle fleet or other investments in your company, with Sofortfinanzierung you decide where you use the capital.
Cushion unexpected expenses
Equipment failure, inventory damage and other unexpected costs can upset even the most careful planning. With Sofortfinanzierung, you can cover unforeseen costs simply and without stress.
Finance stock
The balance between sufficient inventory and avoiding excess stock is important for your success. Sofortfinanzierung gives you the flexibility to act quickly and buy strategically.
Frequently asked questions
Sofortfinanzierung is a specially tailored financing option that gives retailer quick access to capital.
Whether for new machinery, purchasing materials, pre-financing larger orders or bridging liquidity gaps, retail financing helps you develop your business flexibly.
Unlike traditional bank loans, modern providers such as Banxware offer a simple online application process, quick credit decisions and payouts within 24 hours. This means you get exactly the funds you need without long waiting times or unnecessary bureaucracy.
Small and medium-sized companies based in Germany can apply for Banxware Sofortfinanzierung if they have generated sales for at least 6 months.
Thea verage monthly company turnover should be at least €1,250 if your company can prove sales via online platforms or card terminals (Amazon, Shopify, SumUp, etc.).
All companies without online sales should be able to prove a monthly turnover of at least €3,300.
The following legal forms are supported: GmbH, gmbH&Co.KG, UG, GbR, OHG, AG, KG, e.K., solo business owners and freelancers.
This makes the Sofortfinanzierung for retailers suitable for both small and large businesses. You get financing that fits your business model and provides you with quick liquidity.
There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan.
The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.
You can easily take out an Online Sofortkredit with Banxware. Here is how it works:
1. Fill out the online application: Go to the application page and start the digital, paperless process. This takes about 15 minutes.
2. Connect your business account: Connect your business account so that your individual financing offer can be calculated.
3. Review the offer: You will immediately receive an offer tailored to your business with transparent fees and a repayment plan.
4. Accept the offer: If you decide to accept the offer, confirm it online.
5. Receive the money: Once accepted, the money is usually in your business account the next business day.
The payout of your Sofortkredit with immediate payout is usually very quick: As soon as all authorized signatories have approved the contract, the payout is usually initiated on the same business day.
If approval is given on a weekend or public holiday, the money will be transferred on the next business day. In most cases, the money will be in your business account by the next business day at the latest.
Yes, you can apply for a Sofortkredit without online banking! During the application process you have the option to upload your documents manually.
Simply select the option "Manual Upload" form the list of available connections. You can upload your documents in .pdf, .csv, or .jpg format.
If you have already completed the application and would like to submit additional documents, you can email them to servicelbanxware.com. Our staff will then upload the documents manually for you.
Banxware is one of the best providers of online Sofortkredite because you can obtain financing quickly, costs are transparent and many satisfied companies benefit from flexible repayment terms.
There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.
An online Sofortkredit without credit checks is not possible. Each application is reviewed individually, including a credit check. This is the only way to decide whether financing can be granted.
An online Sofortkredit with immediate approval from Banxware is reliable: the application is 100% digital, transparent and the money is usually in your account the next business day. Over 5,000 companies already trust Banxware and report fast, uncomplicated processes and high satisfaction.
Do you have any questions?
Experts like Paula understand your business. Call us on +49 30 311 995 87 or send us an email.
Receive your offer now
Fast, free and non-binding.
