Instant financing:
Receive up to €250.000 in 24h
Apply for your Banxware Sofortfinanzierung in just 15 minutes and receive up to 250,000 euros tomorrow. Your ticket to advancing your business - quickly.
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Getting a loan from a normal bank when you need it, is hard.
They don't understand your company
Your business model is unique. You need a partner who clearly sees your business and its future opportunities.
Hazy cost structures
You deserve clarity about your expenses. No nasty surprises due to unclear costs and interest rates.
Lengthy application processes
You want to put your time into your business. Not into long applications that leave you hanging and week-long credit checks.
A simple process: Apply today, receive your money tomorrow.
Apply for financing
All you need is 15 minutes to get a quote and complete the non-binding, digital application. Connect your business bank accunts - we use these to make a tailor made offer.
Accept your offer
Our offer is tailored to you and your business needs. You can see now what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.
Receive your payout
Once you accept the offer, everything happens very quickly. The money will be in your business account within one business day. This way you can concentrate on what's important: the success of your company.
Find out how much financing you would get
Based on the sales of the last 6 months, we estimate how high your future income will be. For Sofortfinanzierung, we look at what you company does, not just scores.
No personal guarantee
No paperwork to mail us, 100% digital application
Full transparency, just a one-time fee
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We create real results: Why our customers choose us
Peter Höschl
MoN Sports
Robin Krah
NORDMUT
Melanie Köster
poshpinks
Jochen Ihl
Feinripp Studios
Timm Bange
MyDartpfeil
Uwe Göpel
itmops
Valentina Heuschmidt
Karanga
How to unlock the full potential of your business
Flexible working capital
To remain competitive, companies need to innovate and invest. Whether it's machinery, a vehicle fleet or other investments in your company, with Sofortfinanzierung you decide where you use the capital.
Cushion unexpected expenses
Equipment failure, inventory damage and other unexpected costs can upset even the most careful planning. With Sofortfinanzierung, you can cover unforeseen costs simply and without stress.
Finance stock
The balance between sufficient inventory and avoiding excess stock is important for your success. Sofortfinanzierung gives you the flexibility to act quickly and buy strategically.
Frequently asked questions
Our financing is colled Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware.
You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.
Small and medium-sized companies based in Germany can apply for Banxware Sofortfinanzierung if they have generated sales for at least 6 months.
The average monthly company turnover should be at least €1,250 if your company can prove sales via online platforms or card terminals (Amazon, Shopify, SumUp, etc.).
All companies without online sales should be able to prove a monthly turnover of at least €3,300.
The following legal forms are supported: GmbH, GmbH&Co.KG, UG, GbR, OHG, AG, KG, e.K., sole trader and freelancers.
There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan. The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.
For our financing options, Banxware will never require advance payments or upfront fees.
You can easily take out a Online Sofortkredit with Banxware. Here is how it works:
1. Fill out the online application: Go to the application page and start the digital, paperless process. This takes about 5 minutes.
2. Connect your business account: Connect your business account so that your individual financing offer can be calculated.
3. Review the offer: You will immediately receive an offer tailored to your business with transparent fees and a repayment plan.
4. Accept the offer: If you decide to accept the offer, confirm it online.
5. Receive the money: Once accepted, the money is usually in your business account the net business day.
The payout of your Sofortkredit with immediate payout is usually very quick: As soon as all authorized signatories have approved the contract, the payout is usually initiated on the same business day.
If approval is given on a weekend or public holiday, the money will be transferred on the next business day. In most cases, the money will be in your business account by the next business day at the latest.
Yes, you can apply for an instant loan without online banking! During the application process you have the option to upload your documents manually,
Simply select the option "Manual Upload" from the list of available connections. You can upload your documents in .pdf, .csv or. jpg. format.
If you have already completed the application and would like to submit additional documents, you can email them to service@banxware.com. Our staff will then upload the documents manually for you.
Banxware is one of the best providers of Online Sofortkredite because you can obtain financing quickly and digitally, the costs are transparent, and many satisfied companies benefit from flexible repayment terms.
There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.
An Online Sofortkredit without credit check is not possible. Each application is reviewed individually, including a credit check. This is the only way to decide whether financing can be granted.
An online Sofortkredit with immediate approval from Banxware is reliable: the application is 100% digital and transparent and the money is usually in your account the next business day. Over 5,000 companies already trust Banxware and report fast, uncomplicated processes and high satisfaction.
Do you have any questions?
Experts like Paula understand your business. Call us on +49 30 311 995 87 or send us an email.
Receive your offer now
Fast, free and non-binding.
