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Our Customer Referral Program

Refer Banxware to other business owners and save up to 10% on the financing fee for your next loan. The person you refer will also receive 5% off their financing fee.

Trusted by more than 5000 companies

How it works

1

Receive your code & share it

Have you already taken out a loan with Banxware? Then we’ve sent your personal referral code to you by email. Share it with your network — with business owners who are currently looking for fast and simple financing.

2

Referral is confirmed

When your referred contact enters your code during their loan application, they’ll receive a short email and simply need to confirm it.

3

Referral gets applied

Once their application is approved and the loan is paid out, your referral will be credited — and you’ll receive your own discount code by email.

4

Benefit together

You receive 5% off the financing fee of your next loan. With two successful referrals, you secure a total of 10% off. Your referred contact receives a one-time 5% discount.*

*The program runs until March 31, 2026.

Help Your Network’s Businesses Grow

Want to recommend us further? Here’s a text snippet you can share directly:

“Hey, if you’re looking for an easy way to secure quick liquidity for your business: I’ve been using Banxware for a while now, and it helped me exactly when I needed fast financing. The entire application was online and took about 15 minutes. After approval, the money was in my account within 24 hours. If you want to try it out, you can get 5% off the financing fee with a referral code. The application is free and non-binding.”

How a referred person gets started — step by step

  • Register with Banxware
  • Complete the online loan application in just 15 minutes
  • Enter the referral code during the application

Then simply wait.
Within 24 hours, they’ll receive a response — and with an approved application, automatically 5% off the financing fee.

Why Banxware is the first choice for many businesses


Because our Sofortfinanzierung is designed to be simple — quick, fair, and without unnecessary hurdles.Suitable for businesses across all industries.

Key Benefits:

100% online loan application in just 15 minutes
€1,000 to €250,000 — payout within 24 hours
✔ One fixed fee, no hidden costs
✔ No personal guarantees required

Why our customers love Sofortfinanzierung

"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."

Peter Höschl

MoN Sports

"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."

Robin Krah

NORDMUT

"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."

Timm Bange

MyDartpfeil

"Banxware helped us overcome financial barriers. Thanks to the fast financing, we were able to expand our range, fulfill customer orders, and nearly double our revenue."

Uwe Göpel

itmops

"Banxware provided the ideal financing solution to help us reach our goal of increasing production capacity and expanding our brand presence in retail. We were impressed by the fast, seamless process and the exceptional transparency and flexibility."

Valentina Heuschmidt

Karanga

Frequently asked questions

How do I receive my own discount?

If you’ve already taken out a loan with Banxware, you will have received a referral code by email that you can share with your network.

Once one of your referrals is successful, we’ll contact you again and send you your personal discount code, which you can use for your next loan.

How does the referred person receive the discount?

The person you share the code with simply registers with Banxware and enters the referral code during the loan application. If their application is approved, they automatically receive 5% off their financing fee.

How much time do I have to redeem my benefit?

The program runs until March 31, 2026.

What happens if a referred person is declined?

If the referred person’s application is not approved, the referral does not count.

Our tip: feel free to refer as many people as you can — this increases your chances of unlocking the maximum benefit of 10%.

Can the code be used by more than two people?

Yes, your referral code can be used by multiple people.
However, only two successful referrals count toward your benefit, allowing you to save up to 10% in total.

Please note: There is no guarantee that all applications will be approved. Only successfully completed loans count toward your personal benefit.

Do you have any questions?

Feel free to send us an email.

Contact us

Not a customer yet and need financing?

Fast, free and non-binding.

Apply today
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