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Get an investment loan for your company in just 24 hours

100% online – apply in just 15 minutes & receive up to €250,000 by tomorrow. Banxware Sofortfinanzierung for more liquidity.

Trusted by more than 5000 companies
The problem

Getting a loan from a normal bank when you need it, is hard.

Strict loan requirements

If your company is still young or generating low revenue, it can become a real challenge.

Endless paperwork

Loan applications often still mean pages and pages of paperwork. In original paper form. Or even worse - fax.

Lengthy application processes

You want to put your time into your business. Not into long applications that leave you hanging and week-long credit checks.

The solution

A simple process: Apply today, receive your money tomorrow.

Apply for financing

All you need is 15 minutes to get a quote and complete the non-binding, digital application. Connect your business bank accounts - we use these to make a tailor made offer.

Accept your offer

Our offer is tailored to you and your business needs. You can see now what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.

Receive your payout

Once you accept the offer, everything happens very quickly. The money will be in your business account within one business day. This way you can concentrate on what's important: the success of your company.

Find out how much Sofortfinanzierung you could get

Based on the sales of the last 6 months, we estimate how high your future income will be. For Sofortfinanzierung, we look at what your company does, not just scores.

Your monthly revenue:
€20,000 - €25,000
You could get up to:
38.500 €
Apply today
No personal guarantee

No interest, just a fixed fee of 14-20%

Full transparency, just a one-time fee

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We create real results: Why our customers choose us

"On a Friday evening, we needed €25,000 to seize a growth opportunity. Thanks to Banxware, everything was fast and digital - by Monday, the money was in our account."

Polina Sergeeva
menstruflow

"Thanks to Banxware, we can quickly and flexibly seize new opportunities and expand our clothing assortment, knowing that a fast and digital financing partner is always just a click away."

Moritz Marker
LOVECO

"Banxware helped us overcome financial barriers. Thanks to the fast financing, we were able to expand our range, fulfill customer orders, and nearly double our revenue."

Uwe Göpel
itmops

"Banxware provided us with the ideal solution to achieve our goal: expanding our production capacity and strengthening our brand presence in retail."

Valentina Heuschmidt
Karanga

Banxware has helped us to bridge long payment cycles and thus be there for our customers in the best possible way.

Jochen Ihl
Feinripp Studios

My second loan from Banxware has helped me to be able to order the production of new in-house productions from the print shop in advance without drastically affecting the monthly cash flow.

Melanie Köster
poshpinks

"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."

Timm Bange
MyDartpfeil

"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."

Robin Krah
NORDMUT

"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."

Peter Höschl
mnstry.com

Frequently asked questions

What is Sofortfinanzierung?

Our financing is called Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware. You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.

Who can apply for financing?

Small and medium-sized companies based in Germany can apply for Banxware Sofortfinanzierung if they have generated sales for at least 6 months.

The average monthly company turnover should be at least €1,250.

The following legal forms are supported: GmbH, GmbH & Co. KG, UG, GbR, OHG, AG, KG, e.K., sole traders and freelancers.

What does it cost?

There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan. The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.

Who is Banxware?

Banxware GmbH is a Berlin-based fintech startup that supports small and medium-sized businesses with digital financing solutions that drive their growth quickly and efficiently. You can find out more about us here.

What's the catch?

There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.

Do you have any questions?

Experts like Paula understand your business. Call us on +49 30 311 937 03 or send us an email.

Contact us

Receive your offer now

Fast, free and non-binding.

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