The fastest way to get financing for your business.
Apply for your Banxware Sofortfinanzierung in just 15 minutes and receive up to 250,000 euros tomorrow. Your ticket to advancing your business - quickly.
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Getting a loan from a normal bank when you need it, is hard.
They don't understand your company
Your business model is unique. You need a partner who clearly sees your business and its future opportunities.
Hazy cost structures
You deserve clarity about your expenses. No nasty surprises due to unclear costs and interest rates.
Lengthy application processes
You want to put your time into your business. Not into long applications that leave you hanging and week-long credit checks.
A simple process: Apply today, receive your money tomorrow.
Apply for financing
All you need is 15 minutes to get a quote and complete the non-binding, digital application. Connect your business bank accounts - we use these to make a tailor made offer.
Accept your offer
Our offer is tailored to you and your business needs. You can see now what the financing fee and the weekly repayments will be. You can decide whether the offer suits your company or not.
Receive your payout
Once you accept the offer, everything happens very quickly. The money will be in your business account within one business day. This way you can concentrate on what's important: the success of your company.
Find out how much financing you could get
Based on the sales of the last 6 months, we estimate how high your future income will be. For Sofortfinanzierung, we look at what your company does, not just scores.
No personal guarantee
No paperwork to mail us, 100% digital application
Full transparency, just a one-time fee
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We create real results: Why our customers choose us
"On a Friday evening, we needed €25,000 to seize a growth opportunity. Thanks to Banxware, everything was fast and digital - by Monday, the money was in our account."
"Thanks to Banxware, we can quickly and flexibly seize new opportunities and expand our clothing assortment, knowing that a fast and digital financing partner is always just a click away."
"Banxware helped us overcome financial barriers. Thanks to the fast financing, we were able to expand our range, fulfill customer orders, and nearly double our revenue."
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"Banxware provided us with the ideal solution to achieve our goal: expanding our production capacity and strengthening our brand presence in retail."
Banxware has helped us to bridge long payment cycles and thus be there for our customers in the best possible way.
My second loan from Banxware has helped me to be able to order the production of new in-house productions from the print shop in advance without drastically affecting the monthly cash flow.
"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."
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"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."
"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."
How to unlock the full potential of your business
Flexible working capital
To remain competitve, companies need to innovate and invest. Whether it's machinery, a vehicle fleet or other investments in your company, with Sofortfinanzierung you decide where you use the capital.
Cushion unexpected expenses
Equipment failure, inventory damage and other unexpected costs can upset even the most careful planning.With Sofortfinanzierung, you can cover unforeseen costs simply and without stress.
Finance stock
The balance between sufficient inventory and avoiding excess stock is important for your success. Sofortfinanzierung gives you the flexibility to act quickly and buy strategically.
Frequently asked questions
Our financing is called Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware. You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.
Small and medium-sized companies based in Germany can apply for Banxware Sofortfinanzierung if they have generated sales for at least 6 months.
The average monthly company turnover should be at least €1,250.
The following legal forms are supported: GmbH, GmbH & Co. KG, UG, GbR, OHG, AG, KG, e.K., sole traders and freelancers.
There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan. The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.
Banxware GmbH is a Berlin-based fintech startup that supports small and medium-sized businesses with digital financing solutions that drive their growth quickly and efficiently. You can find out more about us here.
There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.
Do you have any questions?
Experts like Paula understand your business. Call us on +49 30 311 995 87 or send us an email.
Receive your offer now
Fast, free and non-binding.
